Delray Beach Mortgage Rates

Delray Beach Banking Rates is the place to go for information on mortgage rates in the Delray Beach area. Whether you’re buying a home on George Bush Boulevard or Martin Luther King Drive, we want to find you a low mortgage rate that will make owning a home easy and affordable.

If you already own a home and are looking for the best refinance rate, Delray Beach Banking Rates could help you there too. Our network of financial experts will find you ways to save money on your monthly payments so you can relax and enjoy life, not to mention your beloved home.

Mortgage
Home Equity
Auto
Credit Card
Savings

Type	Rate	Avg Points
30 year fixed mortgage	5.10%	0.700
15 year fixed mortgage	4.83%	0.700
5 year ARM	5.57%	0.700

Type	Rate	Avg Points
HELOC variable	5.26%	N/A

Type	Rate	Avg Points
60 month new car loan	6.17%	N/A
36 month user car loan	0.00%	N/A

Type	Rate	Avg Points
credit card non reward	8.07%	N/A
credit card reward	9.50%	N/A
prime rate	3.25%	N/A

Type	Rate	Avg Points
bank savings account	0.15%	N/A
bank money markey account	0.97%	N/A

Recent Mortgage Rates News

January 4, 2009

Consider student loans before refinancing home

For one thing, lenders are more reluctant to approve cash-out refinancings than in the past, so you may pay a higher interest rate on your mortgage debt ...

December 17, 2008

Homeowners make dash for low interest rates

Mortgage rates are the top variable in housing affordability, and the Fed's action this week was unprecedented, said Chris Lafakis, a economist covering ...

Compare Rates of Delray Beach, FL Mortgage Lenders

Delray Beach Banking Rates can connect you with mortgage lenders offering the best rates based on your current credit score. If you’re looking for a local Delray Beach, FL mortgage lender, send us your information today and we will help you compare rates.

Articles

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Delray Beach, FL Mortgage Rates and Your Credit Score

Your credit score will affect the rates you are offered on your Delray Beach, FL mortgage. If you want the lowest mortgage rates, aim for a credit score that is considered “good” or “excellent”. Don’t know your credit score? Delray Beach Banking Rates recommends GoFreeCredit.com where you can get your free credit report and score.

Types of Mortgage Loans

There are many types of mortgage loans. Whether Delray Beach, FL homeownership is a dream you’re working toward, or you’re looking to add to your property investments, Delray Beach Banking Rates can help you find the best mortgage rates. The most popular types of mortgages are:

Fixed Rate Mortgages
Adjustable Rate Mortgages (ARMs)
Refinance Mortgages

No matter what type of mortgage seek, we connect you with lenders who offer adjustable rate mortgages or fixed rate mortgages, and if you’re looking to refinance you Delray Beach, FL mortgage loan, we can help you, too.

Delray Beach Banking Rates